For homeowners
Foreclosure guidance, next steps, and help for homeowners.
Tell us where you are in the foreclosure process and we’ll show you information, resources, and help that apply to your situation.
Currently available in Connecticut
Where are you in the foreclosure process?
If you only have letters, choose Before court papers. Court papers come with a summons and complaint, and they name a court.
If you chose “Before court papers”:
Read next
I'm behind on my mortgage. What should I do?
What usually happens after missed payments, the options a servicer may discuss, and how a letter differs from a court case.
If you chose “After court papers”:
Which sounds closer?
If you chose “I was just served”:
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I was served foreclosure papers. What now?
How to read the papers in front of you, what the Return Date is, and the steps that are separate from each other.
If you chose “The case is further along”:
Is the date still ahead?
If you chose “Yes, it is coming up”:
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My law day or foreclosure sale is coming up. What can I do?
How to find the date on your papers, what may affect what happens next, and the kinds of help to look for.
If you chose “No, it has passed, or I’m not sure”:
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Is it too late to stop foreclosure?
Where things can stand, what changes at each stage, and what can change the answer.
From where you are to the right help
Where I am
Pick the stage closest to yours.
What this means
Plain-language explanations.
What may happen next
The usual order of steps.
What I can do now
Next steps to consider.
Free and public help
Courts, counselors, and public programs.
Optional attorney help
One option, when you want it.